Efficiency Assessment of Bank Branches: An Analysis Process Using DEA Model and Case Analysis

은행 지점의 효율성 평가: DEA 모형을 이용한 분석 절차 및 사례 분석

  • Published : 2001.09.01

Abstract

Recently, the assessment of a bank efficiency focusing on its branches has been conceived as important in developing a competitive strategy. DEA (Data Envelopment Analysis) model can be employed as an effective analysis model for such an assessment. Therefore, this paper proposes an analysis process using DEA model to conduct an efficiency assessment of bank branches. The proposed process includes a segmentation of branches considering their competitive environment and strategy for target market : this approach can help to develop effective strategies for each group of branches. The proposed DEA model can analyze efficiency in terms of not only cost but also marketing. Finally, a real case is analyzed, demonstrating the effectiveness of the proposed model and process.

Keywords

References

  1. 경영과학 v.16 no.2 국내 대형할인점의 효율성 분석에 관한 연구 김태웅
  2. 한국경영과학회지 v.23 no.2 DEA를 이용한 손해보험회사의 효율성 측정에 관한 연구 민재형;김진한
  3. 경영학연구 v.30 은행영업점의 성과평가 방법으로서의 DEA: 테스트와 비교 안태식
  4. 한국생산관리학회지 v.7 no.1 DEA에 의한 제지업체의 경영성과 비교 정충영;장재동
  5. 재무관리연구 v.9 no.2 DEA를 이용한 금융기관의 운영효율성 평가 최태성;장익환
  6. 재무관리연구 v.17 no.2 DEA를 이용한 신용협동조합의 효율성 평가 홍봉영;구정옥
  7. A Data Envelopment Analysis (DEA) Hompage Anderson, T.
  8. Journal of Money, Credit, and Banking v.30 no.2 Nonparametric Frontier Models for Assessing the Market and Cost Efficiency of Large-Scale Bank Branch Network Athananssopoulos, A.D.
  9. Management Science v.30 no.9 Models for Estimating Technical and Scale Efficiencies in DEA Banker, R.D.;A. Charnes;W.W. Cooper
  10. European Journal of Operations Research v.98 Efficiency of Financial Institutions: International Survey and Directions for Future Research Berger, A.N.;D.B. Humphrey
  11. Journal of Banking and Finance Special Issue on the Efficiency of Financial Institutions Berger, A.;W. Hunter;S. Timme(eds.)
  12. European Journal of Operations Research v.2 no.6 Measuring Efficiency of Decision Making Unit Charnes, A.;W.W. Cooper;E. Rhodes
  13. European Journal of Operations Research v.79 Estimation of Returns to Scale Using Data Envelopment Analysis: A Comment Fare, R.;S. Grosskopt
  14. European Journal of Operations Research v.98 Best Practice Analysis of Bank Branches: An Application of DEA in a Large Canadian Bank Schaffnit, C.;D. Rosen;J.C. Paradi
  15. Cybernatics and Systems v.28 Contribution to Data Envelopment Analysis Sengupta, J.K.
  16. Journal of Banking and Finance v.9 Bank Branch Operating Efficiency: Evaluation with Data Envelopment Analysis Sherman, H.D.;F. Gold
  17. Engineering Costs and Production Economics v.12 Measuring the Efficiency of Service Operations: An Application to Bank Branches Parkan, C.
  18. European Journal of Operations Research v.81 no.3 A Discussing of Testing DMU's Returns to Scale Zhu, J.;Z. Shen