Information Systems Review (경영정보학연구)

The Korea Society of Management Information Systems (한국경영정보학회)
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Customer Adoption of Emerging IT Services and Trustee Types

모바일뱅킹 환경에서 서비스 채택의도와 피신뢰자 유형

  • Kim, Gi-Mun (Department of E-Commerce & International Trade, School of Business, Konyang University) ;
  • Nam, Sang-Min (Overseas Training Team, Civil Service Commission) ;
  • Lee, Ho-Geun (Department of Information Systems, School of Business, Yonsei University)
  • Published : 2007.08.31
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Abstract

This study deals with an important but ignored topic in previous IS research, so called trustee issue. The purpose of this study is to compare the influencing strengths of trust types on the customers' intention to adopt IT services. The research results showed that the influences of the customers' self-trust and the trust in mobile channel on the customers' intention to adopt mobile banking are statistically significant. However, unlike the results of previous research, it was revealed that the customers' trust in vendors is statistically insignificant in mobile banking services.

본 연구는 기존의 정보시스템 연구에서 중요하지만 간과된 주제인 피신뢰자 이슈를 다룬다. 본 연구의 목적은 모바일뱅킹 서비스 환경에서 피신뢰자 유형에 따른 신뢰 유형들과 고객의 정보기술 서비스 채택의도 사이의 관계를 비교 검토하는 것이다. 분석 결과, 고객 자신에 대한 신뢰가 모바일뱅킹 서비스의 고객 채택의도에 있어서 가장 중요한 영향을 미치는 요인으로 나타났으며, 모바일 채널에 대한 신뢰가 그 다음으로 중요한 요인으로 나타났다. 그러나 예상과는 달리 모바일뱅킹 서비스 제공업체에 대한 신뢰는 통계적으로 유의하지 않게 나타났다. 본 연구는 이러한 결과를 토대로 본 연구가 갖는 학문적, 실무적 의의를 논의한다.

Keywords

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